A block away from Payne Ave, you are truly in the heart of Payne-Phalen and all its amenities! Walking distance to shops, restaurants, hardware stores and cafes! You'll also be minutes away from major highways, public transportation, downtown St. Paul and of course Phalen Regional Park on Lake Phalen. This 2 story home has been updated over the years, and more so in the last four. New kitchen cabinets, counters and sink; new furnace, AC, paint, security cameras. The house may have some modern updates but contains so much of its original charm, like beautiful hardwood floors, built-ins and millwork. There's a super convenient 1/2 bath located in the den/office/flex room; plus all 3 bedrooms are upstairs. Love hosting? A dining room made for entertaining with a built-in buffet, a place for all of your friends and family to gather.. just in time for the upcoming holidays! Relax on your back deck after a meal, or perhaps you'd like to enjoy a peaceful morning on your front porch. Come check out this magnificent, charming St. Paul home!